Insurance Disputes

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When a disaster like Hurricane Harvey occurs, it leads to unexpected and sometimes drastic financial burdens for thousands of individuals. Hurricane Harvey is one of the most devastating category 4 tropical storms to date; causing damage to at least 300,000 structures, 500,000 vehicles, and displacing over 30,000 people from their homes. Hurricane Harvey damage is estimated at $125 billion.

Most home and business owners purchase insurance to be protected from severe financial loss after an unforeseen event but, unfortunately, many policyholders found themselves in disputes with their insurance companies after filing their Hurricane Harvey insurance claim. Hundreds of Hurricane Harvey victims who experienced damage to their homes and businesses had their flood (rising water) and wind damage claims delayed, underpaid, or even denied by their insurance companies.

If you’ve experienced damage to your home or property and disagree with an insurance provider about your coverage, contact The Potts Law Firm for a free evaluation of your insurance claim. The Potts Law Firm is dedicated to guiding clients through the aftermath of natural disasters. We have handled a range of insurance dispute claims surrounding hurricanes, hailstorms, tornadoes, and more. We are ready to help you with every detail of your Hurricane Harvey dispute. We have successfully recovered billions of dollars on behalf of our clients and will stop at nothing to get you the compensation your deserve.

Common Recoverable Damages
  • Business interruption
  • Business repair and rebuild expenses
  • Home repairs and rebuild expenses
  • Personal property and household appliance expenses
  • Vehicle loss
  • Living expenses
Frequently Asked Questions
What is an insurance dispute?

Sometimes insurance companies and the insured dispute the coverage or level of compensation owed after an incident has already occurred. While in some cases coverage may not be provided in one’s policy for a peril, there are also instances when insurers intentionally deny or underpay their clients when coverage is provided in their policy.

What are my rights as an insurance policyholder?

When an insurance company unrightfully underpays or denies an insurance claim, a lawsuit may be the only way to resolve the dispute. Litigation can be used to determine the liability (fault) of a loss involving another party, or to establish the legal responsibility an insurance company owes its insured after a loss.

Why should I seek counsel from an insurance attorney?

Insurance attorneys possess the knowledge to interpret insurance contract language while also considering their knowledge of insurance laws. If you find yourself facing an insurance provider who has promised coverage but has denied or underpaid your Hurricane Harvey insurance claim, it is important to speak to an attorney who can help you understand your rights.

I had flood insurance but I’m not happy with what I was offered on my Hurricane Harvey flood claim. What are my options?

If you believe you were underpaid on your flood insurance claim, you may have a claim for underpayment of your insurance policy. Contact The Potts Law Firm to have your insurance policy and claim reviewed during your free consultation.

I was underpaid or unrightfully denied coverage for my Hurricane Harvey claim. What are some of the recoveries I could receive from insurance litigation?
  • Actual Damages
  • Interest from the date that you should have been paid
  • Penalties (imposed on an insurer) under the Insurance Code for knowingly underpaying or denying a claim
  • Attorney’s fees
What are some common ways insurance companies delay, underpay or deny Hurricane Harvey claims?
  • Attributing the damage to wear and tear
  • Stating the damage is merely cosmetic
  • Claiming damage occurred during a previous policy year
  • Claiming there was no opening created by wind to cause the interior damage
  • Underpaying/omitting certain repairs to result in a repair cost that is below your deductible
  • Delay in handling and payment of the claim
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