Hailstorms, Hurricane, and Tornadoes

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Hailstorms can be caused by severe thunderstorms, tornadoes (link to page on Tornadoes), and hurricanes (link to page on Hurricanes). They are one of the quickest forming natural disasters, making them hard to predict or prepare for. When a hailstorm creates damage to homes, businesses, vehicles, crops, etc., policy holders turn to their insurance companies. Sadly, many hailstorm insurance claims are disputed, which can result in the insured being underpaid, having their claims delayed, or being denied coverage. When a property owner is unfairly denied insurance benefits, a lawsuit can be filed to recover losses caused by hailstorms and the accompanying storms.


Insurance representatives often dispute a claim regarding how much hailstorm coverage a person actually has and/or dispute the amount of property damage that has actually occurred. When this happens, policy owners may find themselves in over their heads when it comes to:

  • Complex insurance coverage claims, forms, and disputes
  • Bad faith claims (when an insurance companies does not operate with good faith and fair dealing)
  • Low ball payments by insurance companies (underpayment of recognized and approved claims)
  • Structural and foundation claims
  • Roof damage
  • Vehicle damage
  • Damage to crops, livestock, etc
Frequently Asked Questions
What are the different types of lawsuits that are handled by personal injury lawyers?

There are many different kinds of injuries that are handled by personal injury lawyers and some lawyers specialize in certain types of cases. The most common kinds of personal injury claims include the following:

  • Traffic accidents involving cars and trucks (which can also include motorcycle accidents and bus collisions)
  • Work-related accidents (including those that involve workers’ compensation or workman’s compensation claims)
  • Slip and fall accidents
  • Injuries suffered as a result of an assault
  • Accidents occurring in someone’s home
  • Product liability (defective product manufacture or design defects)
  • Medical malpractice claims (negligence by doctors, medical staff, dental accidents which can also include injuries to the brain, head, and spine, and to children during child birth)
  • Toxic torts or industrial disease claims, such as injuries resulting from asbestos, mesothelioma, lead poisoning, chest related diseases (which includes emphysema, pneumoconiosis, silicosis, chronic bronchitis, asthma, chronic obstructive pulmonary disease, and chronic obstructive airways disease)
  • Job-related stress disorders (such as deafness, occupational stress, contact dermatitis, and repetitive strain injuries such as carpal tunnel syndrome)
What does “contingency agreement” mean?

This means that the law firm will work on your case and usually advance the expenses of litigation, but will not charge you unless and until they recover money damages for you.

Does the law firm or lawyers always pay the up-front expenses of the case?

Yes, most of the time as you’ve just read. There are a few exceptions when a law firm might not pay up-front expenses of a personal injury lawsuit. The first instance is when the case is not very strong but the client still wishes to go ahead with the lawsuit. An attorney may not wish to undertake all the high financial risk of a tenuous case by paying all the up-front expenses and relying only on a contingency fee. Another instance occurs where a reasonable settlement offer is made to the client but the client refuses to accept the offer against the advice of the law firm. If the client wishes to continue to pursue the case in the hope of receiving more money, the client will need to pay for future expenses and may be required to reimburse the law firm for prior expenses.

Will I owe the law firm money if we don’t win my case?

No, you will not owe the firm/attorney anything if we don’t win your case, this is a gamble that the firm takes and must consider when taking a new case.

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