Does Insurance Cover Tornado Damage?


Tornado Damages

Many insurance companies can delay payment, especially for policy holders who have paid high premiums for tornadoes or storms. It is often the case that policy owners may find themselves in over their heads when it comes to:

  • Complex insurance coverage claims, forms, and disputes
  • Bad faith claims (when an insurance companies does not operate with good faith and fair dealing)
  • Low ball payments by insurance companies (underpayment of recognized and approved claims)
  • Structural and foundation claims
  • Roof damage
  • Water damage and toxic mold claims
  • Tornado insurance disputes

Tornado Damage Facts

Unlike hurricanes, tornadoes threaten all areas of the nation, not just the Eastern and Southern coastlines. Other facts on tornado damage include:

  • The United States is the country with the most powerful tornadoes in the world.
  • Tornadoes happen in all 50 states and during all four seasons.
  • Tornadoes most often happen between 3 p.m. and 9 p.m.
  • Most tornadoes are born out of severe thunderstorms or hurricanes.
  • The most destructive and deadly tornadoes occur from “supercells,” which are rotating thunderstorms with a well-defined radar circulation.
  • The highest classification for a tornado is F5, when winds reach between 261 and 318 mph.

How A Lawyer Can Help With Your Tornado Lawsuit

If your property has been damaged by a tornado or severe storm, and you want to know your rights as a policyholder, call us toll-free to see how we can assist you in evaluating your case.