COVID-19 & Business Insurance: Are You Covered?

Business Insurance in the Midst of COVID-19.

Will your business insurance cover losses due to the current coronavirus pandemic? The coronavirus outbreak is forcing some business owners to shut down or limit production. Many are asking, “Will insurance cover losses related to the coronavirus disruption?” Unfortunately, insurance companies may say the pandemic doesn’t apply. 

When unforeseen circumstances take a toll on your operations due to physical damage, business interruption insurance is there for coverage. While the coronavirus outbreak may not be causing a traditional physical loss in the way that a natural disaster might, it is causing many business owners to suffer a loss of income. Therefore, depending on the business insurance policy at issue and the facts, you may be able to file a claim for losses due to the coronavirus.

Multiple factors play a part in your ability to recover for your business interruption—the damage, the deductible, and possible exclusions. You need an insurance specialist to help determine the proper application of coverage.

With the Potts Law Firm, you have the opportunity to defend your rights as a business owner. Our attorneys have the experience and knowledge needed to help ensure that you receive fair compensation. If you are a policyholder having problems with your business interruption insurance claim, contact the Potts Law Firm to learn more and receive a free consultation.

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Our clients are our top priority. In light of COVID-19, our firm remains fully operational on a remote basis in accordance with federal and state guidelines.