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Insurance Bad Faith Claims

An insurance policy is a contract between the insurer and the insured. In exchange for paying your premiums, you expect your insurance company to uphold its end of the contract by compensating you for covered losses when you file a claim. Unfortunately, this does not always happen.

When insurance companies do not abide by the terms of an insurance policy, or fails to follow laws and regulations governing how insurance providers operate, it is known as “acting in bad faith.” Those affected by such practices have the right to take legal action—and Potts Law Firm can help.

If your insurance company is unreasonably denying or delaying your claim, you could have grounds for an insurance bad faith claim. We encourage you to get in touch with our team today to learn more, including how our Dallas insurance lawyers can help you protect your rights, during a free consultation.

Call (214) 238-8572 or contact us online today to get started.

Examples of Insurance Bad Faith

Insurance bad faith can take a variety of forms and may occur at various stages of the claims filing process.

Some common examples of insurance bad faith include:

  • Failing to complete a proper investigation
  • Unreasonably delaying an investigation
  • Denying a claim without reason
  • Refusing to pay a valid claim
  • Offering less than a claim is worth
  • Failing to pay for covered losses
  • Threatening a claimant or policyholder
  • Delaying or denying decisions regarding approval for medical treatment

Essentially, when an insurance company mistreats a claimant or fails to uphold the terms of a policy, it has likely acted in bad faith.

Can You Sue an Insurance Company for Acting in Bad Faith?

You can sue an insurance company for acting in bad faith. This allows you to seek compensation for damages related to the insurance company’s misconduct.

In Texas, you can seek the following damages in an insurance bad faith claim:

  • Compensation for financial losses
  • Up to three times the amount you would have been paid had your claim been correctly processed (in certain cases)
  • Mental and emotional anguish (in certain cases)
  • Attorney fees, court costs, interest, and related expenses

It may also be possible to pursue exemplary, or punitive, damages. However, you would need to prove that the insurance company acted with gross negligence or intentionally attempted to defraud or otherwise harm you in order to recover these types of damages.

In any case, it is very important that you work with a knowledgeable insurance lawyer, like those at Potts Law Firm. These are highly complex cases, and insurance companies often have vast resources to push back against bad faith claims. You need an equally powerful team by your side, one that will fight for you and protect your rights throughout the legal process.

Get started with a complimentary case review with an experienced insurance bad faith attorney in Dallas. Call (214) 238-8572 or contact us online.

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  • I had a wonderful experience with this law firm.

    “They were able to complete it in a timely manner and were great at keeping me up to date with communication throughout the entire process. I highly recommend using this law firm if the need arises.”

    - Stephen P.
  • I wouldn’t hesitate to recommend him or any of the team at Potts.

    “Michael Bins has been extremely helpful in helping us to navigate a situation with an insurance claim on a commercial property. He’s gone above and beyond in moving our case toward a positive resolution that we’re satisfied with.”

    - Theo C.
  • The Potts Law Firm is a powerhouse of brilliant attorneys.

    “They know the law from every angle, dig deep, and will not accept anything less than what was asked in the original suit. The Potts team never backed down until the case was settled in full.”

    - Molly H.
  • I would recommend Potts Law Firm for any and all legal matters that come my way in the future!

    “The Potts Law Firm answered all of my numerous questions in layman’s terms which is what I needed. I was able to lie back & heal from my injuries knowing full well that my obligations were being handled appropriately.”

    - W. Gary
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    “Very responsive they would call and text me about everything going down! They helped me get through my car crash and I would greatly recommend this team!”

    - Hugo G.

What Is Insurance Bad Faith?

Insurance bad faith refers to instances in which an insurance provider fails to uphold its obligations to a policy holder. This can include violations of specific insurance policies, as well as general failures to promptly investigate, decide on, and pay out approved claims.

Just as policyholders have a responsibility to pay their premiums and abide by the terms and conditions of their individual insurance policies, insurance providers also have a duty to do right by claimants. Failure to do so may constitute insurance bad faith and could serve as grounds for legal action.

Choosing the Right Legal Team

At Potts Law Firm, we understand the difficulties you are facing. Having an insurance company wrongfully delay or deny your claim when you are already dealing with the aftermath of a serious injury, accident, or natural disaster can be incredibly stressful. That is why our Dallas insurance litigation lawyers provide personalized attention and one-on-one legal support. We want you to know that we will do everything possible to obtain an ideal outcome in your case, even if that means going to trial. Our team is not afraid of taking on large, powerful insurance companies in court—and we have the track record to prove it.

When it comes to handling your insurance bad faith claim, choose the right team; choose Potts Law Firm. We offer free initial consultations and do not collect any attorney fees unless we recover a settlement or verdict for you.

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