Water Damage Lawyers
Helping Clients in the Aftermath of Burst Pipes & Other Situations
Stagnant water, damaged flooring, eroded foundation, electrical shortages — these are all possible outcomes of damages resulting from a leaky or burst pipe. Not only are these potentially costly damages, but they can also be dangerous. That is why it is all the more aggravating when an insurance company underpays or denies your water damage or pipe burst claim.
If you’ve experienced damage to your home or property due to water damage or a burst pipe and disagree with an insurance provider about your coverage, contact Potts Law Firm for a free evaluation of your insurance claim.
Some of the most common consequences of water damage include:
- Property loss
- Additional living expenses due to property loss
- Loss or damage to personal belongings
- Structural and foundation damage
Why You May Need Our Water Damage Lawyers
Water damage to your home can be a devastating ordeal that can lead to severe loss and damage to your property. Often, insurance companies will do anything they can to avoid paying for your entire loss. Home or business owners who have experienced significant water damage to their property may need the help of an experienced attorney when dealing with their insurer to guarantee their claim is being properly handled.
Water damage can result from various sources. Some common causes of water damage include:
- Severe weather
- Leaking/burst pipes
- Roof leaks
- Blocked drains
- Appliance leaks (refrigerator, dishwasher, washing machine)
- Clogged gutters
A few of the signs that your property is experiencing water damage is if you spot any dark or wet spots, identify an increase in utility bills, notice a lingering damp or moldy smell, or hear sounds of running water. These can be indicators of water damage in your home. Signs of water damage are not always obvious. It is vital that a timely and thorough investigation is begun soon after to accurately assess the scope of the damage.
Some of the possible effects of water getting into areas where it shouldn’t be include mold growth, structural damage, loss of property value, or electrical shortages. Water damage is deceptively costly, as it does not take much to require thousands of dollars in repairs and restoration. Not only is it costly, but the effects can also be hazardous to your health. When insurance providers underpay or deny your claim, it can be especially stressful.
Dealing with Insurance Company Bad Faith Tactics
It is common for insurance companies to exhibit bad faith strategies in order to pay as little as they can. Some of the ways they may do this is by failing to conduct a prompt and thorough investigation, try settling a claim way below what it is worth, or failing to provide a reasonable explanation for rejecting a claim.
Do not settle, as you may be entitled to more compensation than originally offered by your insurer. With detailed claim information and a review of your policy, one of our attorneys can determine if you have a case. Insurance companies are less likely to deny or undervalue a claim when you have a lawyer fighting on your behalf.
Contact Potts Law Firm for a Free Policy & Claim Review
Contact an attorney at Potts Law Firm as soon as possible, so we can help you recover what you are entitled to under your policy. Our attorneys will ruthlessly fight for the justice you deserve.
Call us at (888) 420-1299 or contact us online for an initial consultation at no cost to you.
Q:What Are Common Recoveries that Result from Insurance Litigation?
By filing a water damage claim against an insurance company, you may be able to recover compensation for:
- Actual damages
- Interest from the date that you should have been paid
- Penalties (imposed on an insurer) under the Insurance Code for knowingly underpaying or denying a claim
- Attorney’s fees
Q:What Are Common Reasons/Ways Insurance Companies Delay, Underpay, or Deny Recovery?
An insurance company may minimize or reject your claim by:
- Attributing the damage to wear and tear
- Stating the damage is merely cosmetic
- Claiming damage occurred during a previous policy year
- Underpaying/omitting certain repairs to result in a repair cost that is below your deductible
- Delay in handling and payment of the claim
Q:My Claim Was Denied, or Only Partial Repairs Were Given. What Do I Do Now?
If you’ve contacted your insurance company regarding an insurance claim and have been denied or underpaid, you should immediately:
- Document all conversations and interactions between you and your insurance provider/agent
- Keep a file of all documents/photos of damages so you can preserve evidence of your loss
- Contact an attorney
You may be entitled to more compensation than originally offered by your insurance company. With detailed claim information and a review of your policy documents, an attorney can determine if you have a case.
Q:I’ve Experienced a Loss Due a Pipe Burst/Water Damage. What Do I Do Next?
If you’ve experienced a loss due to a burst pipe or water damage, document all related damages and property loss and file a claim with your insurance company as soon as possible.
“They were able to complete it in a timely manner and were great at keeping me up to date with communication throughout the entire process. I highly recommend using this law firm if the need arises.”- Stephen P.
“Michael Bins has been extremely helpful in helping us to navigate a situation with an insurance claim on a commercial property. He’s gone above and beyond in moving our case toward a positive resolution that we’re satisfied with.”- Theo C.
“They know the law from every angle, dig deep, and will not accept anything less than what was asked in the original suit. The Potts team never backed down until the case was settled in full.”- Molly H.