Little Rock Insurance Lawyers
Bad Faith Insurance Claim in Arkansas
When insurance companies fail to abide by the terms set forth in their policies, they are said to be acting in “bad faith.” Policyholders, claimants, and others affected by insurance bad faith practices have the right to sue insurance companies and seek fair compensation for their damages.
If your insurance company is delaying payment of your claim, has denied your claim without providing a reason, or is otherwise acting in bad faith, contact Potts Law Firm. At our office in Little Rock, AR, we represent clients in complex insurance litigation, including bad faith claims and related litigation. Our attorneys have achieved significant results for their clients over the years; to date, our firm has recovered more than $1 billion in compensation.
Schedule a free initial consultation with our Little Rock insurance law attorneys today by calling (501) 299-9270 or by contacting us online.
What Constitutes “Insurance Bad Faith?”
Insurance bad faith refers to any practice, policy, or procedure by an insurance provider that violates a policyholder or claimant’s rights. Insurance polices are contracts between the insurance provider and the policyholder. In exchange for paying your premiums, you rightfully expect your insurance company to uphold its end of the deal when you file a claim. However, this does not always happen.
Some examples of insurance bad faith include:
- Failing to conduct a prompt and/or complete investigation
- Denying a claim without providing a reason
- Delaying an investigation
- Delaying decisions regarding approval for medical treatment
- Delaying payment of a valid claim
- Making unreasonable demands or requests for information
- Refusing reasonable requests for documents or information
- Underpaying a claim
- Changing a policy after a claim is filed
- Failing to communicate promptly and/or properly
- Making threatening statements or harassing a policyholder or claimant
Your insurance company should be there for you when you need it. If you have been negatively affected by unjust or unlawful insurance company conduct, reach out to the Potts Law Firm team. You could be entitled to financial compensation for your resulting damages, including consequential economic losses, emotional distress, attorney fees, court costs, and more.
Proving an Insurance Bad Faith Claim in Arkansas
In Arkansas, there are several things you must prove to successfully sue an insurance provider for acting in bad faith. It is not enough to prove that your claim was denied; instead, you must prove “affirmative misconduct.” This means that you must prove that the insurance company violated the law, federal or state regulations, or the terms of a specific policy in order to bring a claim.
You must also prove each of the following elements:
- The insurance provider acted in bad faith to avoid liability
- You suffered measurable damages for which you can be compensated
- The insurance provider’s misconduct was the proximate cause of your damages
It is important that you work with a knowledgeable attorney who can help prove each of these elements. At Potts Law Firm, we conduct independent investigations and gather important evidence to build powerful, persuasive claims on behalf of our clients. Our Little Rock insurance lawyers know how to effectively advocate for claimants’ and policyholders’ rights.
Types of Insurance Litigation We Handle
Our team has experience handling all types of insurance litigation, including bad faith claims involving the following:
- Wrongfully denied claims
- Delayed claims
- Improper insurance adjuster conduct
- Unlawful policy changes
- Failure to compensate covered damages
- Commercial insurance claims
- Hurricane, flood, and windstorm damage claims
- Delayed decisions on medical treatment approval
- Incomplete investigations
- Personal injury claims
- Property damage claims
We have successfully taken on auto insurance providers, homeowners’ insurance providers, commercial insurance providers, and disaster insurance providers, among others. Our firm has the resources and know-how to pursue even the toughest of cases against some of the nation’s largest insurance companies. We are not afraid to aggressively protect our clients’ rights and will even take cases to court whenever necessary.
Get Started with a Free Consultation Today
If you have struggled to manage the aftermath of a serious accident, injury, or disaster—and your insurance company has failed to uphold its obligations to you as a policyholder or claimant—reach out to Potts Law Firm right away to learn how we can help. Our Little Rock bad faith insurance attorneys are happy to answer your questions and provide the guidance you need to get started with your claim. We are here to protect your rights throughout the legal process.
Request a complimentary case review today by contacting us at (501) 299-9270.
I had a wonderful experience with this law firm.- Stephen P.
I wouldn’t hesitate to recommend him or any of the team at Potts.- Theo C.
The Potts Law Firm is a powerhouse of brilliant attorneys.- Molly H.
I would recommend Potts Law Firm for any and all legal matters that come my way in the future!- W. Gary
Great law firm!- Hugo G.